Tuesday, January 13, 2009

Health Insurance Today


Even though some people have managed to avoid being laid off this past year, many adults are without health insurance. Benefits are being cut as companies try to find ways to save during these financially hard economic times.

Back when manufacture plants were the career of the future, their health care benefit packages were the driving force to have the American population work for them. Now, in our present time, manufacturing plants are closing, as well has huge incentive health care benefits are being downsized. Most service based employment today do not offer those full coverage packages. Some companies avoid having to offer employees health care benefits by hiring mostly part time employees.

With the rising cost of health care premiums, some companies can not offer the full benefit coverage so the employees have to pay high amounts into these insurance packages. Since the price of food, gas, utilities, mortgage interest rates are climbing, most American’s are choosing to go without health care benefits.

• 7 out of 10 Americans are uninsured or under-insured.
• 46 Million Americans are without insurance
• 80% are naturalized citizens of the United States
• Over the past year, uninsured children are at a rise

Because of the alarming amount of Americans dropping their health coverage, being laid off, and losing their insurance, people are searching for discounted heath care packages. This is not insurance, but a major discount on fee-for-services such as Dental, Vision, Chiropractic, Lab Work, Ancillary Care, and Prescription Drug benefits.

The most sought out service of this kind is AmeriPlan. AmeriPlan offers the discounted health care benefits that American families today need and are living without.

AmeriPlan Dental Plus™ gives you immediate savings. The price: just $19.95 per month for your entire household for all four benefits - Dental, Vision, Prescription and Chiropractic. With almost 30,000 network dental provider, people can save 25% - 80% on dental procedure performed by a Plan dentist. There is no waiting period and no limit on the amount of times visits to a dental office.

AmeriPlan Vision Care discount program gives you immediate savings. Join today and you can see an eye specialist today! There are no limits to how many visits you can make. Features of the Plan include more than 12,000 optical providers nationwide including most national chains such as Lens Crafters, Pearle Vision, Sears and JC Penny. Members save 20% to 60% on all frames, lenses, tints, scratch-resistant coatings and ultra-violet protection. There is also a 10% to 55% on ophthalmology eye exams and LASIK surgery with certain providers in selected markets.

AmeriPlan Prescription® discount program gives you immediate savings. Members can save up to 50% on your prescription! Also save at thousands of independent pharmacies nationwide. Your features include almost 50,000 retail pharmacy locations across the country, including most national chain pharmacies, such as CVS, Wal-mart, Target and Walgreens participate in the AmeriPlan® program.

AmeriPlan Chiropractic program, members can save 30% - 50% savings on Plan providers. With AmeriPlan, members receive a free initial consultation, as well as 50% savings on diagnostics and x-rays.

AmeriPlan Health Benefits, members can receive up to 50% and more on physicians, labs, imaging centers and a full array of medical services. There is no limit on service, all medical problems are accepted, and no age limit.

With specialized programs like AmeriPlan, many American families who have experienced layoffs or cut backs, can still have benefits. AmeriPlan offers their members packages starting from $19.95 and up covering an entire household.

For more information on Ameriplans Health Benefits, please visit:
www.mybenefitsplus.com/pattyqm

No comments: